So here is the B&W Christmas Tree. I am just learning to use digital editing with a copy ArcSoft PhotoStudio5.5. I picked the book up at a local library. I couldn’t find a b&w converter so I just cut the saturation down to -100. That took all the color out. Before I did that I cut the tree out & put it on a different layer. When I merged the two layer back, it had the effect I wanted.